Tradesman Insurance from Direct Choice
Tradesman insurance is designed to protect self-employed tradesmen against damage, with employers liability up to the value of £10,000,000, and public liability up to £5,000,000 to cover property damage incurred in the course of their trade. Tools can also be insured for a small additional fee.
Public liability insurance is vital for any self-employed tradesperson. If staff are employed it is now a legal requirement to have employers liability insurance to protect them and the employer against damage or injury brought about through an act or omission.
All information received in your online application is checked by us should you wish to continue with the purchase by telephone.
Why choose Direct Choice -
10% discount on all policies
Public liability can be covered from £1 million to £5 million, and is often required for local council contracts
Employer's liability of £10 million - a legal requiement if you employ staff
Covers you and your employees against accidental damage to property
All company types covered, sole traders, partnerships and limited companies
Varied professions from builders, cleaners and hairdressers to piano tuners, tilers and upholsterers
Policy benefits included at no extra cost -
A dedicated commercial claims helpline, operated 24 hours a day and 365 days a year by fully trained staff
A 24 hour business legal and taxation helpline
Legal defence costs covered in the event of a prosecution under the Health and Safety at Work Act 1974
Employee's liability for clerical staff at no extra charge
Legal liability cover for work carried out by bona fide subcontractors.
You are also able to purchase the following benefits with your insurance -
Tools cover - up to £2,500
Goods in transit cover - up to £2000
For more details please call 0844 836 1306
Click here for our terms of trading
Authorised and regulated by the Financial Services Authority.
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